Our Team


Activities of the CDC are currently conducted by its 7 full-time and 2 part-time employees, and 1 interns.

Steve lockwood

Steve Lockwood, the CDC’s Executive Director, joined the organization in 2002.  Mr. Lockwood’s experience includes three years as the Executive Director of the Vollintine-Evergreen CDC and three years as Program Director at Memphis Community Development Partnership. Prior to joining the non-profit world, he spent 15 years as a real estate developer specializing in residential rehabs.


Beverly richardson

Beverly Richardson, the CDC’s Chief Financial Officer, joined the organization in 2003. A banker by training, Ms. Richardson has an MBA from Columbia University and spent over 15 year in the financial services industry. She came to FCDC after five years at a CDC in South Memphis where, as Director of Real Estate and Economic Development, she developed programs that channeled $1.2 million into that community’s residential housing stock.


Ruth gibson

Ruth Gibson, a Housing Counselor since 1996, was engaged part-time in the Fall of 2016 to conduct the CDC’s Home Buyer Education classes.

Charia jackson

Charia Jackson, the CDC’s Housing Counselor, joined the staff in 2005. Ms. Jackson, who is HUD and THDA certified, graduated from the University of Memphis and recently completed her Masters in Urban Planning. She is a life-long Frayser resident.


Alice Rutherford

Alice Rutherford, retired from the phone company, is the CDC’s office manager. She is a long-time Frayser resident.

Michelle Lucas

Michelle Lucas, Rental Manager, joined the staff in November, 2016. Michelle has years of property management experience. She handles the lease-up and maintenance of the CDC’s houses.


josh mohundro

Josh Mohundro came to the CDC in November, 2017 as the CDC’s Housing Director to help the CDC step up the pace of its housing development work.

Mary Cunningham

Mary Cunningham assists with the foreclosure counseling and rental management programs and is a Frayser resident.


vee turnage

Vee Turnage was hired in May, 2018 as its Pre-Purchase Counselor to remove obstacles for new homeowners in Frayser.

FCDC Board of Directors

The CDC’s Board has a roster of 12 members, most of whom are Frayser residents. Directors that are not residents have a strong association or affiliation with the community. Input from the Board is critical to staff’s ability to do an effective job for both the CDC and the community as a whole. The Board maintains 3 standing committees: Housing, Finance and Counseling and Outreach; that continue to improve in function and expertise.